Terms & Conditions

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

2. Description of Services

Empire Wealth Management provides financial advisory services including long-term financial planning, investment and portfolio strategy, retirement planning, education planning, short-term and long-term insurance, wills and trusts, and legal advisory support.

3. General Information Only

All information provided on this website is for general information purposes only and does not constitute financial advice. No information on this site should be interpreted as a recommendation to buy, sell or hold any financial product.

4. Personalised Financial Advice

Personalised financial advice is only provided after a proper needs analysis has been conducted by a qualified advisor and in accordance with applicable South African legislation, including the Financial Advisory and Intermediary Services Act (FAIS) and the Protection of Personal Information Act (POPIA).

5. Accuracy of Information

Users remain responsible for ensuring the accuracy of any information submitted through website forms, enquiries or applications. Empire Wealth Management relies on the information you provide to deliver appropriate services and cannot be held liable for consequences arising from inaccurate or incomplete submissions.

6. Communication

By submitting your details through our website, you consent to Empire Wealth Management contacting you regarding requested services, enquiries, appointments and other matters relating to your financial needs.

7. Intellectual Property

All content on this website — including text, graphics, logos, images, design and software — is the intellectual property of Empire Wealth Management or its licensors and is protected by South African and international copyright laws. No content may be reproduced, distributed or used without prior written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Empire Wealth Management shall not be liable for any direct, indirect, incidental, consequential or punitive damages arising from your use of this website or reliance on any information contained herein. This limitation applies even if advised of the possibility of such damages.

9. Third-Party Links

This website may contain links to third-party websites. Empire Wealth Management does not endorse, control or take responsibility for the content, policies or practices of any linked websites. Accessing third-party links is at your own risk.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the South African courts.

11. Contact Us

12. Disclaimer

Empire Wealth Management is an authorised franchise of Old Mutual, FSP 703.